Can I get a checking account without a social security number? | Consumer Financial Protection Bureau (2024)

FAQs

Can I get a checking account without a social security number? | Consumer Financial Protection Bureau? ›

Yes, it's possible to open a bank account as an undocumented immigrant or without having a Social Security number. You'll need to provide other forms of proof of ID, such as a passport, driver's license, consular ID or birth certificate.

You are not required to have a social security number to open a checking or savings account. To open a checking or savings account, the bank or credit union will need to verify your name, date of birth, address, and ID number.

Your Social Security number. A valid, government-issued photo ID like a driver's license, passport or state or military ID. A minimum opening deposit of $25 to activate your account (once you've been approved).

All account holders, including the existing customers, will need to bring their social security number/card and U.S. Government issued ID.

Requirements for opening a checking account generally include a valid, government-issued photo ID such as a driver's license, state ID or passport. You'll also need basic personal information, such as your birthdate, Social Security number, taxpayer identification number or phone number.

An ITIN, or Individual Taxpayer Identification Number, is a tax processing number only available for certain nonresident and resident aliens, their spouses, and dependents who cannot get a Social Security Number (SSN). It is a 9-digit number, beginning with the number "9", formatted like an SSN (NNN-NN-NNNN).

Even if you're not a U.S. citizen, you can still open a bank account in the U.S.; however, you'll need to jump through some hoops to verify your identity and provide additional forms of identification.

Two latest passport size photographs. Address and identity proof documents. For a full list of address and identity proof documents, click here. Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport / Aadhar Card.

You can open a U.S. bank account even if you don't have a Social Security number or card. While every bank has different criteria, some will accept an individual tax identification number (ITIN) instead.

Which US bank does not require SSN? ›

Some U.S. banks that don't require an SSN to open an account include Bank of America, Alliant Credit Union, Axos Bank. Revolut, a neobank that offers banking services, also doesn't require one.

Driver's License Or State ID w/photo (U.S.) Social Security Card. Birth Certificate (minors only)

You can open a bank account online with Capital One. Just grab two forms of ID (such as a driver's license, Social Security card, passport or birth certificate) and proof of address, then apply online right from your phone, tablet or computer. Which Capital One bank account is right for me?

What ID do I need to open a bank account? Most banks will ask you to provide a driving licence or passport to prove your identity.

You'll need one primary and one secondary ID per applicant. Your primary ID is a government-issued photo ID like a U.S. driver's license, learner's permit, state ID card or passport. Your secondary ID can include a student or work ID, proof of insurance, or bank card from another financial institution.

Typically, minors can use their birth certificate or social security card for their primary ID. Financial institutions usually require a parent or guardian to serve as a shared account holder, which will require the typical documentation required for opening a bank account.

Credit card issuers generally require that you share your Social Security number (SSN) as a way to verify your identity. If you don't have an SSN, some issuers still make it possible to open a credit card. You still need to meet minimum card application requirements, even with alternative identification.

To open a Chime checking account, you must provide your name, address, and Social Security number and set up a password.