Responsible Advertising: Understanding the Impact of the Fair Housing Act on Advertising - NFHA (2024)

3/13/2018

The content in this web article is for education purposes only. It should not be construed as legal advice as it is intended for information purposes only. Please contact professional counsel for legal advice and legal questions pertaining to your housing advertising practices.

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Responsible Advertising: Understanding the Impact of the Fair Housing Act on Advertising - NFHA (1)2018 marks the 50th anniversary of the passage of the federal Fair Housing Act of 1968; yet, discriminatory advertisem*nts that violate fair housing laws persist. In the digital age, there are more ways than ever to advertise about and search for housing. From word of mouth and lawn signs to apartment rental websites and social media, new mediums to advertise emerge daily. Did you know that discrimination in housing advertisem*nts is illegal under the Fair Housing Act?[1] It is important to know and understand the Fair Housing Act (FHAct) and how it relates to advertising, so you can ensure you are practicing responsible, nondiscriminatory advertising.

The FHAct prohibits discrimination in housing-related transactions, including advertising, based on race, color, religion, national origin, sex, disability, and familial status (known as “protected classes”). When advertising housing, it is illegal to specify a preference or limitation or to alter the terms and conditions of housing based on someone’s membership in any of the protected classes. It is also illegal to target the distribution of advertisem*nts on the basis of any protected characteristic. Many state and local laws have more expansive fair housing protections that prohibit housing discrimination based on additional protected classes, such as sexual orientation, marital status, source of income, and use of Housing Choice Vouchers, so it is very important to become familiar with your local and state fair housing laws as well.

How does the Fair Housing Act define “advertisem*nt”?

Advertisem*nts have been traditionally consumed through television, radio, billboards, and newspapers. However, advertising has changed dramatically since the passage of the FHAct, and there are more platforms on which to advertise than ever before. Under the FHAct, the definition of advertising is broad and includes print and online advertisem*nts, materials such as brochures or applications, television and radio ads, and even speech. All verbal communication that occurs in person or over the phone to a prospective tenant, homebuyer, or borrower is considered a form of advertising. Further, discriminatory advertisem*nts are not subject to exceptions provided under other sections of the FHAct, such as owner-occupiedhousing or multifamilyhousingwith four or fewer units. All housing is covered! The law prohibits any illegal advertising for an apartment, home, mortgage loan, homeowners insurance, or any real estate-related transaction.

Examples of Discriminatory Advertising

While there have been clear, legal housing protections for the last 50 years, discriminatory advertisem*nts that violate the FHAct persist. Examples include statements such as “no kids,” “Christian housing,” and “English speakers only,” all of which could be considered unlawful forms of advertising. More sophisticated marketing tools can also create avenues to discriminate in advertising, such as targeted marketing that excludes persons in particular protected classes or certain neighborhoods because of the predominant race or ethnicity of the residents. In jurisdictions that prohibit discrimination based on source of income, it would be a violation to post an advertisem*nt that states “Section 8 not accepted.”

Fair Housing in the Digital Age

When the FHAct was written in 1968, we could not have anticipated how technology would change and impact advertising practices. Today, a lot of advertising happens with the click of a finger. Whether through rental websites, social media, or new phone applications, it is important to note that Section 804(c) of the FHAct makes it illegal “to make, print, publish, or cause to be made, printed, or published, any notice or statement with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on race, color, religion, national origin, sex, disability, or familial status.” This includes advertising on web-based platforms. If you are advertising online, understand that including or excluding certain audiences or neighborhoods in the settings of your advertisem*nts could be discriminatory.

Responsible Advertising Guidelines

As a housing provider, it is your responsibility to know the federal, state, and local laws in your area and to ensure compliance—much like restaurant owners are expected to adhere to health codes and other laws regulating their business. Ignorance of the law is not a legal defense for discrimination.

Responsible Advertising: Understanding the Impact of the Fair Housing Act on Advertising - NFHA (2)

Basic advertising guidelines:

  • Make sure your advertising is compliant with fair housing laws by focusing on the property and the amenities in your rental listing description—NOT on who you think an ideal renter would be.
  • Do not make statements that exclude persons in protected classes or express a preference for one personal characteristic over others.
  • Always include the fair housing logo and/or the “Equal Housing Opportunity” slogan in your advertising.
  • Do not exclude from your marketing campaign persons in protected classes, such as families with children, people of certain racial or ethnic backgrounds, persons with disabilities, etc.
  • If you feature human models in your advertisem*nts, ensure that the images are inclusive and representative of all communities that need access to housing.
  • Always give truthful information about the availability, price, amenities, and features of a housing unit.
  • Advertising Goals: Gain important, critical exposure to consumers. Maximize positive outcomes. Broaden—don’t restrict—your market.

When it comes to advertising, the key to success should be inclusion, not exclusion! Learn more about best practices for advertising by viewing our webinar, FairHousing: What you need to know.

Be sure to stay informed here and support 50 years of the Fair Housing Act here.

The National Fair Housing Alliance is the voice of fair housing. NFHA works to eliminate housing discrimination and to ensure equal housing opportunity for all people through leadership, education,outreach, membership services, public policy initiatives, community development, advocacy, and enforcement.For more information, visit our website at www.nationalfairhousing.org.

[1] Title VIII, Civil Rights Act of 1968, 42 U.S.C. 3600-3620; section 7(d), Department of HUD Act, 42 U.S.C. 3535(d): https://www.hud.gov/sites/documents/DOC_7781.PDF

Responsible Advertising: Understanding the Impact of the Fair Housing Act on Advertising - NFHA (2024)

FAQs

Responsible Advertising: Understanding the Impact of the Fair Housing Act on Advertising - NFHA? ›

When advertising housing, it is illegal to specify a preference or limitation or to alter the terms and conditions of housing based on someone's membership in any of the protected classes. It is also illegal to target the distribution of advertisem*nts on the basis of any protected characteristic.

How did the Fair Housing Act impact people? ›

The 1968 Act expanded on previous acts and prohibited discrimination concerning the sale, rental, and financing of housing based on race, religion, national origin, sex, (and as amended) handicap and family status.

Which advertising term would be a violation of fair housing laws? ›

In nearly all housing, including private housing, public housing, and housing that receives federal funding, the Fair Housing Act prohibits the making, printing and publishing of advertisem*nts that indicate a preference, limitation or discrimination because of race, color, religion, sex (including gender identity and ...

Which of the following advertisem*nts would not be permissible under the Fair Housing Act? ›

The federal Fair Housing Act prohibits discrimination in housing-related transactions, including advertising, based on race, color, religion, national origin, sex, disability, and familial status (called “protected characteristics”).

Which of the following phrases is considered discriminatory advertising by the HUD? ›

No pets” is okay; “no children” is not. It is also illegal to advertise for a “Christian roommate,” or to indicate any other type of religious preference. HUD provides Fair Housing advertising guidelines as to what is acceptable in Fair Housing advertising.

How has the fair housing Act failed? ›

The FHA could well have been written with stronger enforcement mechanisms, but the larger reason it failed to deliver integrated living patterns is that it was undercut by the laws, regulations, institutions, and subsidies that govern and shape the production of housing.

What was originally the purpose of the fair housing Act? ›

The Rumford Fair Housing Act

It is also called the California Fair Housing Act, or AB 1240. The goal of this law was to end unfair discrimination against people of color who were seeking housing, which was a common occurrence at the time.

What is an example of housing discrimination in advertising? ›

Examples of Discriminatory Advertising

Examples include statements such as “no kids,” “Christian housing,” and “English speakers only,” all of which could be considered unlawful forms of advertising.

What is misleading advertising in real estate? ›

In California, Business & Professions Code 11022 makes it a criminal offense to make false or misleading statements in real estate advertising. Specifically, the law prohibits any person from advertising or offering to sell real property by making any false or misleading statement or representation.

What words are not allowed in real estate advertising? ›

“Oh yeah, in real estate advertising, you'll definitely pay fines if your ad includes words like empty nester, no children, perfect for two, golden age, mature, cripple, religion or religious . . . and there are others,” she answered.

Which of the following would violate the Fair Housing Act? ›

It is illegal discrimination to take any of the following actions because of race, color, religion, sex (including gender identity and sexual orientation), disability, familial status, or national origin: Refuse to rent or sell housing. Refuse to negotiate for housing.

Which phrase if used on advertising real estate may constitute a violation of the Fair Housing Act? ›

Words or phrases used regionally or locally which imply or suggest race, color, religion, sex, handicap, familial status, or national origin. (e) Directions to real estate for sale or rent (use of maps or written instructions). Directions can imply a discriminatory preference, limitation, or exclusion.

Which of the following could potentially be exempt from the Fair Housing Act? ›

Under specific exceptions to the Fair Housing Act, the reasonable accommodation requirements of the Act do not apply to a private individual owner who sells his own home so long as he (1) does not own more than three single-family homes; (2) does not use a real estate agent and does not employ any discriminatory ...

What phrase could an advertisem*nt that complies with fair housing laws include? ›

Include the phrase “Equal Housing Opportunity” or the fair housing logo in your advertisem*nts.

What is an example of affirmative marketing? ›

For example, if the neighborhood is 10 percent Hispanic/Latino and the region is 30 percent Hispanic/Latino, affirmative marketing could include ads with Hispanic/Latino models, a booth at Cinco de Mayo festivals, and direct outreach to Hispanic/Latino Churches.

What year did HUD issue discriminatory? ›

In 2013, HUD published a rule which formalized HUD's long-held recognition of discriminatory effects liability under the Act and formalized a burden-shifting test for determining whether a given practice has an unjustified discriminatory effect titled, “Implementation of the Fair Housing Act's Discriminatory Effects ...

How did the housing crisis affect people? ›

The consequences of the housing crisis ripple across various aspects of society. Families struggling to secure stable housing often face increased stress and financial strain, impacting mental and physical health, as well as their children's education.

What was the impact of the National housing Act? ›

Among its many achievements, FHA modernized the American mortgage system, improved the quality of the nation's housing stock, prevented millions of Americans from losing their homes, allowed millions more to purchase their first home, and financed the construction of millions of modestly priced rental units.

What was the impact of the housing Act of 1949? ›

Under Title III, the Housing Act of 1949 promised 810,000 public housing units by 1955, a target date that was famously missed by more than two decades. Since 1949, the federal government has devised multiple programs for low-income housing.

What was the effect of the fair housing Act Quizlet? ›

The act makes fair housing a national policy throughout the U.S. It prohibits discrimination in the sale, lease or rental of housing, or making housing otherwise unavailable because of race, color, religion, sex, disability, familial status, or national origin.

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